Whether you are a parent or a grandparent, a new little bundle of joy can bring joy along with financial questions. Here are some ways to prepare (as best you can) when a new addition comes along.

 

Topics this article covers are:

Health Insurance: What is the price of having the baby and adding a new dependent to current insurance? 

Life and Disability Insurance: What happens if one of the parents can no longer work for a period of time? 

Emergency fund: In a financial disaster, can your current savings cover you? 

First-year expenses and cost of raising a child to 18: What are the current costs telling us and how can you use that to meet savings goals? 

Work or stay home: Does it make more sense for one parent to stay home or pay for daycare, cleaning help, meals out, etc.?

College and/or private education: When are you going to start saving for future education costs? 

 

Click below to download and read the full article!

 

View the PDF

 

Article by Amy E. Buttell and Elaine Floyd, CFP®. Copyright © 2021 by Horsesmouth, LLC. All rights reserved. License #: 5266488Reprint Licensee: Denise M. Gage