You might assume it’s safer to keep your personal details—especially your Social Security number—off the internet. Actually, setting up a my Social Security account is an important step toward protecting your benefits.

Perks of opening your account include defense against fraudsters who may open up your account first and lock you out. Additionally, you can make sure that others are not collecting your benefits.

It’s safe, easy and completely online. You set up a password that changes every 6 months and set up security questions that only you and your family would know.

Once you have your account you can track how many credits you have to make sure you will qualify when you get older. You can also check your earnings report each year to make sure it is correct and adjust it before it’s too late if it is incorrect.

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