Social Security payments following the death of the primary wage earner can be very important in determining your retirement income.


There are many things to consider about about retirement goals, health plans, and way of life when talking about Social Security and retirement. It’s not fun to think about, but if the higher wage-earner passes away earlier than expected, the payments can make a big difference on the survivor spouse and their family.

One of the biggest choices is when to start Social Security. Couples can either start claiming earlier at a lower amount, or they can delay the start and receive a higher amount. This article follows a hypothetical couple that are going through different social security scenarios and the questions they ask. Download the article below to walk through their story.

As always, if you need any financial advisor referrals in the West Michigan we are happy to refer!


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Article by Elaine Floyd, CFP. Copyright © 2021 by Horsesmouth, LLC. All rights reserved. License #: 5239628Reprint Licensee: Denise M. Gage