Here’s a list of items to review annually to make sure you get the best coverage.

☐  Gather all health insurance information.
☐  Look over all options, including current coverage.
☐  Review last year’s usage of services and estimate what you think your doctor visits and potential procedures will be.
☐  Create a list of all physicians everyone in the family uses and see whether they are in-network.
☐  If you’re thinking of using an out-of-network provider, see if there will be any coverage outside of the network.
☐  List out all prescription drugs the family uses, including new medications you may need next year. Formularies change from year to year and vary from carrier to carrier.
☐  View all new employer benefits that accompany health insurance coverage.
☐  Know all open enrollment deadlines and plan accordingly.

Download the full PDF below which has additional information about network providers, prescription drug coverage, health care reimbursements and more.

View the PDF 

Author: Ellen Breslow. Copyright © 2021 by Horsesmouth, LLC. All rights reserved. License #: 5173047Reprint Licensee: Denise M. Gage