Here’s a list of items to review annually to make sure you get the best coverage.
☐ Gather all health insurance information.
☐ Look over all options, including current coverage.
☐ Review last year’s usage of services and estimate what you think your doctor visits and potential procedures will be.
☐ Create a list of all physicians everyone in the family uses and see whether they are in-network.
☐ If you’re thinking of using an out-of-network provider, see if there will be any coverage outside of the network.
☐ List out all prescription drugs the family uses, including new medications you may need next year. Formularies change from year to year and vary from carrier to carrier.
☐ View all new employer benefits that accompany health insurance coverage.
☐ Know all open enrollment deadlines and plan accordingly.
Download the full PDF below which has additional information about network providers, prescription drug coverage, health care reimbursements and more.