3 Ways to Raise Your Social Security Benefit

There are three ways to increase your Social Security benefit: Cost-of-living adjustments Earn more Delay the start of benefits Wondering how to maximize your Social Security benefits? It’s not as difficult as you may believe. Here are three options almost anyone can do. –Elaine Floyd, CFP®   Elaine Floyd, CFP®, is the Director of Retirement and…

Medicare Enrollment Planning

Steps to take when comparing Medicare to 20+ employer insurance STEP 1: Talk to your employer to see if your current insurance will change at age 65. STEP 2: Gather all documents pertaining to your employer-sponsored insurance. STEP 3: Find a comparable Medicare plan—either traditional Medicare A, B, D plus Medigap, or a Medicare Advantage…

10 Common Medicare Questions Answered

Medicare is more complicated than most people think. Here are ten of the most common questions that come up on Medicare.  With the baby boom generation entering retirement, many have questions about Medicare. People are confused—both about how the system works, and how these inner workings affect their retirement decisions. These ten questions address some…

Health Care Options in Retirement

While you were working, you likely relied on employer insurance. But after retirement your options are different, and that requires careful planning. Some 58% of people in the U.S. today get their health insurance through an employer, either their own or a spouse’s (or a parent’s, if under 26). Employers usually subsidize the premiums, so…